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CreditWorthiness Certificate

Creditworthiness certificate is intended for the best companies with high ethical standards, strong abillity to meet current payment obligations and quality services or products. The certificate is an evidence of credibility and reliability of your company. Only 13,5 % of companies on the Slovenian market are creditworthy and entitled to A, AA and AAA certificates. Therefore the certificate serves as a confirmation of excellence for your customers and business partners.

The certificate is internationally recognized and very useful for strengthening the reputation of your company in the business public sphere. You are able to use it for presenting your company at a trade fair or when applying to public tenders.

Creditworthiness certificate helps you do better business.

There are three different types of creditworthiness:

AAA – Highest Creditworthiness

AA – Good Creditworthiness

A – Creditworthy


SEE THE HOLDERS OF CREDITWORTHINESS CERTIFICATE>> 


Companies with a rating of creditworthiness exhibit excellence and meet the criteria for being less likely to record any of the following events in the next twelve months:

  • Bankruptcy, forced settlement or liquidation,
  • Erasure from the business register,
  • Frozen bank accounts for more than 60 or 90 continuous days.

The certification is already an established practice in an international environment. The certification further strengthens a company's reputation and trust in domestic and international business environment. Holders of the certificate gain additional trust of business partners.

Bisnode Group has a long tradition in licensing certificates of creditworthiness in 12 European countries: Sweden, Norway, Finland, Denmark, Germany, Slovenia, Croatia, Serbia, Bosnia and Herzegovina, Poland, Czech Republic and Hungary. In the coming years the certification will be carried out in the whole group of 19 European countries where Bisnode is present.


METHODOLOGY

Methodology for determining the rating of creditworthiness is based on statistical models that predict the probability of bankruptcy, erasure and freezing of bank accounts in the next twelve months of a business subject.

Statistical models were constructed on the basis of financial indicators of business operations (indebtedness, liquidity, success and effectiveness) for the last three years and on the basis of negative events (bankruptcy, erasure, blockade) in the selected period.

For a more appropriate comparison of values between subjects, the financial indicators have been denominated in terms of size of assets or total revenue.

Results of statistical analysis showed that subjects with relatively lower proportion of debt financing are less likely to record bankruptcy, erasure or long term freeze of bank accounts in the next 12 months.


Not sure whether your company meets the criteria? Contact us and we will check for you.

T: +386 (0) 1 62 02 732

tamara.stosic@bisnode.com

PACKAGE contains:
Basic
Medium
Premium
Exclusive
Certificate A4 (slo + eng)
1+1 item
1+1 item
1+1 item
1+1 item
Creditworthiness report (slo + eng)
1+1 item
1+1 item
1+1 item
1+1 item
USB stick with PDF creditworthiness report
1 item
1 item
1 item
1 item
E-banner
/
1 item
1 item
1 item
Publication of your logotype on www.bisnode.si/aaa
/
1 item
1 item
1 item
Stamp
/
/
1 item
1 item
Additional certificate A4 (slo + eng + de)
/
/
/
1+1+1 item
Additional certificate A3 (slo + eng)
/
/
/
1+1 item
Binded creditworthiness report (slo + eng + de)
/
/
/
1+1+1 item
Business card holder
/
/
/
1 item
The right to use the trademark
/
/
/
1 item
Price (without VAT):
230 eur
380 eur
480 eur
610 eur



Example: Certificate AAA

Example: Certificate AAA

Look at examples of the items you get when purchasing the AAA certificate.

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Example: Certificate AA

Example: Certificate AA

Look at examples of the items you get when purchasing the AA certificate.

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Example: Certificate A

Example: Certificate A

Look at examples of the items you get when purchasing the A certificate.

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Certifikat

Example: Binded credit worthiness report

 
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Certifikat

Example: USB stick with PDF credit worthiness report

An example USB stick with PDF credit worthiness report that is included in all the packages.

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Certifikat

Example: Business card holder

 
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Certifikat

Example: E-banner

 
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